Home Obamacare Cancelled plan? You’ve got coverage options

Cancelled plan? You’ve got coverage options

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Printed on December 19, 2013

For tens of millions of People high quality, inexpensive protection is simply across the nook. And ensuring individuals know concerning the new choices accessible to them, and offering a easy transition to this new day for protection is our prime precedence

Offering a easy transition

We’ve taken quite a few steps that can assist you:

  1. You now have extra time to enroll and pay your premium
  2. We’ve improved the window procuring expertise on HealthCare.gov
  3. PCIP enrollees can proceed their protection by means of January 2014.

We’re additionally working with insurance coverage firms to make sure that customers with cancelled plans don’t have a niche in protection beginning January 1. We’re offering extra sources for you in case your particular person insurance coverage coverage has been cancelled.

Sources for customers with cancelled plans

For those who or somebody you already know have acquired a cancellation letter, right here’s what you must know:

  • You may name 1-866-837-0677, a brand new hotline devoted to customers with cancelled insurance policies. A consultant will aid you discover protection that begins in 2014. They’ll clarify the choices accessible for changing or renewing a cancelled plan. You may name between 9 a.m. and seven p.m. EST Monday by means of Friday and between 9 a.m. and 5 p.m. on Saturday, and Sunday.
  • If the plans accessible within the Market are unaffordable, chances are you’ll be eligible for a “hardship” exemption, which can permit you to purchase catastrophic protection.
  • To purchase this protection, full a hardship exemption type, and point out that your coverage has been cancelled and that you just consider the Market choices in your space are unaffordable.
  • You’ll then want to supply this manner together with a replica of your cancellation discover to an insurance coverage firm providing catastrophic protection in your space and apply instantly with them. The hotline will help with questions on this selection.

We’re working across the clock to be sure that anybody who needs protection beginning on January 1 can get it. And don’t neglect that you’ve got till March 31 to enroll in protection efficient in 2014.

Protection is a name, click on, or dialog away. We’re inviting People who don’t have employer-based insurance coverage to find out about their new choices within the Well being Insurance coverage Market® at HealthCare.gov.

Keep in mind to pay your premium to your insurance coverage firm by December thirty first or any later date set by your insurer to be able to have protection that’s efficient January 1, 2014.

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