August 21, 2015
In the event you’re on the point of head again to varsity, don’t neglect about placing one of the vital essential issues in your school must-have checklist: well being protection.
Getting well being protection could also be simpler and cheaper than you assume. And as a university scholar, you may have a number of choices:
- Student health plans may be available if you’re in college. If you’re covered by your school’s student health plan, in most cases, you’re considered covered under the health care law and you won’t have to pay the fee that people without coverage must generally pay.
- You may be able to stay covered under your parent’s health plan until you turn 26.
- If you’re under 30, you can buy a Catastrophic health plan to protect yourself from worst-case scenarios.
- You can enroll in a 2016 Health Insurance Marketplace plan starting on November 1, 2015. Most people qualify for financial help to lower premium costs. All Marketplace plans must cover and may even offer other benefits, like contraceptive services. They’ll also help protect you from high costs if you have an accident or get sick.
- You may qualify for Medicaid, a combined state and federal program that provides coverage to people with limited income. When you apply for Marketplace coverage, you’ll find out if you qualify for coverage through Medicaid.
School can be stressful enough, so give yourself the peace of mind that comes with having health insurance. For more information, visit HealthCare.gov/young-adults/.