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Social Security’s Horrendous Financial Abuse

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Social Safety is routinely clawing again advantages it claims it paid by mistake over years if not a long time. This coverage is merciless and weird. It’s based mostly on Social Safety’s despicable mantra: Our mistake is your mistake. It leaves 77 million Social Safety recipients residing in fixed concern of getting advantages obtained for years, if not a long time, clawed again partially or in full.

These letters include no rationalization. Should you don’t pay up, your advantages are turned off. In the meantime you’ve paid taxes on these advantages. Social Safety doesn’t appear to care in case you are surviving on the advantages and can starve to demise in weeks with out them.

Cellphone calls to attraction go unanswered or deflected. Formal appeals and letters requesting explanations go unanswered — for years. Requesting assist at native places of work is helpless. Congress should go a regulation that stipulates that errors made by Social Safety aren’t recoverable except performed so inside a 12 months and after a full rationalization, together with a private listening to.

Social Safety claws again youngsters for advantages their mother and father obtained on the kids’s behalf. It claws again incapacity recipients. It claws again lecturers and firefighters and police. It claws again 70-year-olds, 80-year-olds, 90-year-olds, folks of any age. It claws again advantages 20 years or longer from the time they’re paid.

This should finish.

At a private degree, each Social Safety recipient — particularly those that labored in non-covered employment or have been topic to the Earnings Check; or obtained advantages on a partner, dad or mum, or ex-spouse’s file — ought to be sure that they aren’t being overpaid. My firm’s MaximizeMySocialSecurity software program will help you determine for those who’re amassing the correct quantity. And overpayment isn’t the one mistake Social Safety is making. Additionally they could also be underpaying you. Once more, the software program, which may be very cheap, will help.

Terry Savage and I are amassing these horror tales. Ship Terry yours at terry@terrysavage.com. Beneath is one we simply obtained:

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My title is Terry. I’m 73 years previous.

I retired in 2009 at age 60 after 35+ years of public college educating and commenced receiving my full retirement pension from TRS. A number of of my retired trainer mates urged me to go to a Social Safety workplace to see if I used to be eligible for any advantages based mostly on numerous jobs I held earlier to educating. So, at age 65 I went to the Social Safety workplace in Palos Hills Illinois and met with a consultant. I used to be informed that I used to be not entitled to full advantages since I used to be receiving a full lecturers pension from TRS, however would qualify for a lowered good thing about $404.00 per 30 days. I trusted she was the skilled; she did all of the calculations. She assisted me in finishing the required paperwork and I began receiving this profit just a few months later. Annually the profit quantity was elevated based on the Social Safety guidelines.

My spouse, Sandra, retired after 45 years within the Healthcare subject on August 31, 2020. Till that point, my medical protection was by means of her group insurance coverage. Beginning in September 2020, my Medicare Half B cost was taken from my Social Safety profit and I obtained the rest.

All good till October, 2022 once we obtained a letter out of the blue from Social Safety Administration informing me that I owed them $24,436.60 as a result of they overpaid me. Outraged, we contacted our native Social Safety workplace in Woodridge and the nightmare continued to develop and get extra concerned and extra convoluted. Each cellphone name resulted in a distinct story from “that is simply

simply
an error we’ll get corrected” to “you must pay this inside 30 days.” Repeatedly we requested for a proof of the overpayment however nobody may present such a solution. They have been as confused as we have been. On December 5, 2022 I filed a proper attraction (hand delivered to the Woodridge workplace) asking not just for a proof however to maintain my advantages in tact whereas the attraction was being researched. It’s outrageous that NO ONE

ONE
may give us any data OR inform us what precipitated this occasion.

A comply with up 30 days later with the Woodridge workplace stated the attraction was nonetheless pending and advantages have been nonetheless intact. No advantages posted in my checking account in January. One other name to be taught the attraction had not been reviewed but and there’s nothing they might do.

No advantages posted in February or March.

I wish to say that all through this complete ordeal we might recurrently obtain letters from Social Safety with complicated details about takebacks and/or funds coming subsequent month, or funds you’ll get in September, and many others. They have been loopy. My final name to Social Safety I used to be informed to disregard the letters….the knowledge in them was fallacious.

I additionally wish to say that at NO level was I informed that my Medicare Half B cost was in danger. Actually, I used to be getting month-to-month payments from Medicare for my small Irma cost and paid them instantly. The Medicare.gov web site exhibits all my premiums updated and I verified that on the automated cellphone system at Medicare. Sadly, the Woodridge workplace informed me yesterday that in actual fact my Half B funds haven’t been paid since January 1.

I’ve had two medical procedures in February and several other comply with up physician visits. From all I can see on the Medicare web site, these have been lined and paid in full. Who is true?

Thus far we now have obtained NO RESPONSE from my attraction and the Woodridge workplace acknowledged yesterday they might “escalate the difficulty.” What sort of nonsense is that this! How dare the Social Safety workplace harass retired folks after working their total lives in training and healthcare. We aren’t solely outraged however disillusioned in a system that we thought was based mostly on caring for our era. This complete expertise has had detrimental results on our lives each bodily and mentally and I urge and urge Social Safety to appropriate “their” error and resolve this problem by backing off and returning to me the advantages I deserve and labored so arduous for. My spouse and I labored arduous to determine a snug monetary retirement. Now could be the time to get pleasure from our lives and never be burdened with this disastrous and inaccurate monetary burden. Moreover, if the Social Safety Administration miscalculated my profit that’s their burden and never mine.


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