November 7, 2014
If you have already got well being protection via the Well being Insurance coverage Market®, it’s time to evaluate your plan and resolve if you wish to make adjustments for 2015. You may select to remain in your present plan (if it’s nonetheless provided) or change to a special plan.
Insurance coverage firms can change a plan’s premiums, cost-sharing, and the advantages and companies they cowl annually. Each fall, your medical health insurance firm sends you a discover explaining these adjustments. It’s vital to evaluate your plan’s 2015 well being protection to verify it nonetheless meets your wants.
Right here are some things to recollect as you evaluate your plan:
- Search for a letter within the mail this month out of your well being plan describing your plan adjustments.
- Learn the letter, and phone your well being plan you probably have questions.
- Write down vital dates and knowledge from the letter, like enrollment deadlines and your 14-digit plan ID.
- HealthCare.gov now has 2015 medical health insurance plans and costs obtainable for preview, so you may see what different plans can be found to you and examine to the protection your present plan will provide.
Reviewing your present well being protection is simply step one. Learn to take the remainder of the 5 steps to staying covered beginning November 15.
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